Key changes to Bangladesh's banking and finance laws in 2025

 Key changes to Bangladesh's banking and finance laws in 2025 focus on enhancing financial stability, central bank autonomy, digital payments, bank resolution mechanisms, and tax reforms via ordinances and amendments.

Major Banking Reforms, Bank Resolution Ordinance, 2025: 

Empowers Bangladesh Bank (BB) to manage failing banks through resolution tools, emergency liquidity assistance (by December 2025 with Shariah-compliant options), and asset recovery to combat embezzlement 

Bangladesh Bank Autonomy Ordinance (draft approved October 2025): 

Grants BB full budget control, restricts direct government financing, and aligns with IMF reforms for fiscal independence .

Deposit Protection Law Amendments: 

Introduces risk-based contributions (e.g., NBFIs at 0.5% of paid-up capital by July 2028) and safeguards for mergers to protect depositors.

Finance and Tax OrdinancesFinance Ordinance, 2025 (June): 

Raises personal tax-free threshold to Tk 375,000 (higher for women/seniors/disabled), increases corporate tax to 27.5% for non-listed firms and 40% for merchant banks, hikes source tax on government securities to 10%, and promotes bank-channeled transactions.

Payment and Settlement Systems Act, 2024 (effective 2025): 

Legalizes digital banks (minimum capital Tk 3 billion) and payment providers to boost inclusion and competition.

These updates support a three-year IMF-backed roadmap for sector overhaul, emphasizing compliance and modernization .